Once your Card Account has an overdrawn balance greater than $10.00, you will have twenty-four (24) hours to reload your Card Account with sufficient funds to bring your Card Account back to a zero or positive balance without incurring any Overdraft Protection Service Fees. The Flare Account offers even more benefits to fit your lifestyle and your money management needs. Already have an Account? Gain access to all your incredible account features when you have qualifying direct deposit. Use of card is also subject to funds availability. Overdraft Protection is offered in our sole and absolute discretion as a non-contractual courtesy to you, and as such, we may elect to deactivate Overdraft Protection for your Card Account at any time, refuse to authorize any transaction that exceeds your Card Account balance, modify eligibility or activation requirements, modify or change the Overdraft Protection Service Fee, limits, or any other aspect of the Service, and/or terminate the Overdraft Protection Service in its entirety at any time. If you need to contact a customer service agent to have them send money for you, the fee will be $4.95. If you don’t receive it within the 7-10-day period, ... To avoid that fee, you have twenty-four (24) hours from the time of the first transaction that creates the overdraft to bring your Account back to a zero ($0.00) or a positive balance. Unapproved checks will not be funded to your account. The money will be sent once you verify the information is correct. See Cardholder Agreement for details. The ACE Flare™ Account is established by MetaBank®, National Association, Member FDIC. Although this feature is available at no additional charge with qualifying direct deposit, certain other transaction fees and costs, terms, and conditions are associated with the use of this Card. We may also ask to see a copy of your driver’s license or other documents at any time. However, you must receive direct deposit(s) totaling at least $500 within one (1) calendar month to be eligible to open a Savings Account. Unless we decide, in our sole discretion, to approve a transaction due to your having qualified for the Overdraft Protection Service, you may not exceed the available amount in your Card Account through an individual transaction or a series of transactions. Which will you go to? See the program FAQs and Terms and Conditions in your Online Account Center for additional details about how and when you get rewarded. If you fail to bring your Card Account back to a zero or positive balance within 24 hours from the time of the first transaction causing an overdrawn balance greater than $10.00, you will incur an Overdraft Protection Service Fee for each transaction approved after your Card Account balance was greater than $10.00 overdrawn, subject to the limitations set forth herein. If your Card Account has a negative balance for more than sixty (60) days, we may also elect to close your account at any time thereafter and retain the right to pursue collection of any amounts owed at our sole and absolute discretion. This is an important decision…. © 2020 Netspend Corporation. You can choose 1 of 3 ways to send money: Visit the Online Account Center to get started. What can I use my Flare Account debit card for? MetaBank, National Association, is not affiliated in any way with this program and does not endorse or sponsor this program. When you have qualifying monthly Direct Deposit, you may set up an optional Flare Account Savings Account, and you can start earning up to 6.00% Annual Percentage Yield (APY).4 That means that the money you have in your Savings Account can earn money just for being there.
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